A24 is officially releasing the Howard Stirling Bank Brat physical credit card from Charli XCX‘s mockumentary film, The Moment.
Directed by Aidan Zamiri, The Moment follows Charli playing herself as she prepares for her first headlining arena tour while navigating industry pressure and fame. The film is described as a pseudofictional project about Brat, Charli, and a tour that blurs the line between reality and performance.
In the film, the card is issued by the fictional Howard Stirling Bank and marketed as offering free tickets to the Brat tour, reinforcing the satirical take on pop stardom and consumer culture.
The film premiered in the United States on January 30, 2026. As of this writing, no official Philippine release date has been announced.
The release also comes with a fictional card mailer that explains how Howard Stirling Bank is Brat: 1) You’re different. Your credit card should be, too. 2) You’re helping brat summer stay alive forever. 3) Swipe now, think later. No perks, no savings, no judgment.
Before checkout, fans can customize the card by entering the name they want printed on it. The card is not a real credit card and holds no monetary value. Fans who don’t want the physical version can also download an image of the card for free.
The physical card is priced at USD 10, or roughly PHP 600.